Poplar Bluff Federal Credit Union

• Online access from anywhere with internet service!
• Convenient access to your accounts 24 hours a day, 7 days a week
• Transfer funds between account
• Check deposits and withdrawals
• Request a check withdrawal
• History and balances (including year to date dividends)
• View images of checks that have cleared
• Calculate loan payments
• Add to line of credit
• Apply for loan
• Current Savings, CD and Loan rates

Go To Online Services

• (573) 778-0190 or 1-800-341-1816
• Convenient access to your accounts 24 hours a day, 7 days a week
• Transfer funds between account
• Check deposits and withdrawals
• Request a check withdrawal
• History and balances (including year to date dividends)
• Calculate loan payments
• Add to line of credit
• Apply for loan
• Current Savings, CD and Loan rates

• No incoming wire fees!
• outgoing fee $20.00
• international fee (varies)

• outgoing fee $20.00 per transfer

• New cars
• used cars
• RVs
• boats
• motorcycles
• etc...

Essentially any consumer loan with collateral. Look to us for low, low rates and ample terms to fit your budget.

Share loans are a great way to borrow and still earn interest on your savings. The money on deposit in your share savings account is pledged as collateral. This loan rate is just 3.0% over the share dividend rate. The payback term is set by the member. You may also pledge your certificate of deposit at 3.0% over the interest rate earned on the CD. These loans are designed to help our members maintain their hard earned savings and still borrow at just 3.0% over the interest rate...it's like getting a 3.0% loan!

The signature loan is a non-collateral loan that only requires your signature and your good credit. The loan limit is based on your monthly gross income. This loan is an excellent way to consolidate your credit cards and other debts in to one low monthly payment!

The line of credit loan is designed to give you quick cash when you need it. Think of it as a credit card without the plastic. Credit lines are based on individual income and credit history.

When it comes to buying your first home or your retirement home, Poplar Bluff Federal Credit Union will help you choose the right mortgage loan for you. We offer:

• Competitive interest rates
• Low closing costs
• Minimum Down Payment Options
• No Prepayment Penalties
• Home Equity loans

Call our loan department for current mortgages: 573-686-7221, option 5.

• Automatic from regular savings
• Transfers from other deposit accounts available
• Overdraft loans
• small fee per incident for any protection transfers

We are able to offer our members low cost payment protection insurance coverage on credit union loans. You do not pay for extra coverage, just the exact amount to cover your unpaid loan balance. Should you die or become disabled, the payment protection insurance can help reduce or pay off your loan.

$25 MINIMUM. All credit union members are required to have this account. The $25 represents one share in the credit union.

NO MINIMUM DEPOSIT is required to open our checking account unless checks are ordered, plus no minimum balance is required to avoid fees. In fact, the only way a member will be service charged is if the account is overdrawn. Now, that's [almost!] free checking! The share draft agreement states the credit union will automatically transfer funds from the member's savings account to cover an overdraft providing funds are available. Other overdraft protection arrangements are available from other deposit accounts, as well as overdraft loans. All members opening checking accounts are verified through ChexSystems.

$2500 MINIMUM. Tiered rates. The money market account is for members who want a higher interest bearing account and the flexibility to write a limited number of checks per month. This is our only account earning a monthly dividend.

$1000 MINIMUM on the six month CD and $500 MINIMUM on the 12 month CD. All of our certificates are compounded quarterly to give our members a better return on their money. As an extra bonus, our Jumbo CD of $50,000 or more earns 10 basis points higher interest rate.

There is NO MINIMUM DEPOSIT to open an IRA, but there are maximum deposits per tax year, as decided by the IRS. Whether choosing the traditional or Roth IRA, the Individual Retirement Account is a great way to save for the future. With the many changes in IRAs, nearly every employed member is eligible. We offer investments in IRA certificates of deposit and the IRA share account.

NO MINIMUM DEPOSIT. Let your Christmas shopping funds earn interest all year in this special account. You may deposit to this account any time during the year. On October 15th the entire balance will be paid to you by check or transferred to one of your other accounts. Isn't this an easy way to save for Christmas?!

NO MINIMUM DEPOSIT. This account was designed for members who want to set aside a little extra for that special occasion.

• No card fee
• No transaction fee
• Like writing a check without a check
• Accepted anywhere VISA© is accepted

• The ATM/debit card is part of the CO-OP© network.
• Initial ATM Card fee $2.00
• Use for ATM cash OR as a debit card at any participating merchant

• American Express™
• $1.00 per $100.00
• joint checks available

• $3.00

• $1.00 per money order

• Purchase and Cash-In

• Silver Dollar City and White Water

• Check vehicle history
• Registration location
• Check for salvage title